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Energy Efficient Mortgage

Envoy Loves Energy Efficient Mortgages (EEM)*

Are you looking for some ways to lower your energy bills and improve your home’s value? An Energy Efficient Mortgage may be the solution to finance energy efficient improvements included in an FHA home loan.

The Energy Efficient Mortgage (EEM) is a great solution for borrowers to finance energy efficient improvements into their new FHA home loan.* In many cases a borrower can finance up to 100% of the energy saving improvements provided the value of the energy saved can be shown to be greater than the cost of the improvements according to FHA guidelines.

Envoy’s EEM allows for energy improvements like*:

  • Upgrade the Existing Windows throughout the home
  • Upgrade Existing Heating and Air Conditioning Systems
  • Upgrade Insulation in Walls and Ceilings.
  • Plus many other energy efficient improvements*

*Restrictions apply. The value of energy savings must be greater than the cost of improvements, as per the FHA guidelines. Improvements Costs may be added to the total loan amount per FHA’s guidelines. EEM Program guideline information may change or may no longer be available without notice. Please contact Doug Bullwinkel at (800) 636-8910  for the latest program guidelines.