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Experience the Envoy Advantage

Home Mortgages for Purchase, Refinancing, VA and FHA Loans, Down Payment Assistance & More for the Sacramento, Roseville, Rocklin, Folsom, Lincoln and Greater Sacramento Area.


Whether you are considering a home purchase and need a home loan or to refinance an existing mortgage, or a refinance of an existing mortgage, you need straight answers and someone you can trust to do the right thing for you.  You need a Loan Officer that you can rely on, combined with a Mortgage Company that can perform. Envoy Mortgage and Doug Bullwinkel is the winning combination you have been looking for.

Envoy Mortgage is one of the nation’s largest and most respected independent mortgage lenders. With over 150 branch offices licensed to originate loans in 47 states, Envoy has the ability and the resources to deliver on their promises.

Envoy has the distinct advantage of being a direct lender, which means all home loan processing, underwriting, loan documents and funding’s are handled at our local branch offices in the Sacramento, Roseville and Rocklin area. This allows us to direct the tools and resources necessary to expedite the processes, resulting in a proven track record of closing loans quickly and efficiently as possible is a personal website, owned by Doug Bullwinkel, a full time employee for Envoy Mortgage as a Mortgage Loan Originator.  He has over 25 years in the Mortgage Industry and has helped thousands of clients achieve the dream of home ownership.

Let us show you what “Old Fashioned Service” is really like.  Call Doug Bullwinkel today and experience the Envoy Mortgage Advantage for yourself.

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